These Terms of Service (“Terms”) govern your use of https://anchorresolve.com (the “Site”), operated by Anchor Resolve (“we”, “us”, “our”), a merchant cash advance debt relief firm that works with small business owners across the United States. By using the Site, you agree to these Terms and to our Privacy Policy. If you do not agree, please do not use the Site.
1. The Site is information, not advice
The Site provides general information about merchant cash advance debt and about our debt relief services. Nothing on the Site is legal, tax, accounting, financial, or investment advice, and nothing on the Site is a substitute for advice from a licensed professional who knows your specific situation.
Anchor Resolve is not a law firm. We do not provide legal advice, legal representation, or legal opinions, and no attorney-client relationship is or can be created through the Site or through a consultation. If your situation involves a lawsuit, a judgment, a confession of judgment, a UCC lien, or a frozen account, we encourage you to consult a licensed attorney in your state. We do not select, control, or take responsibility for any attorney you hire.
We are not a government agency and are not affiliated with, endorsed by, or acting on behalf of any federal, state, or local government agency. There is no government MCA relief program that we administer.
2. No client relationship through the Site
Browsing the Site, reading our articles, submitting a form, texting us, or attending a free consultation does not make you a client of Anchor Resolve. Services under a signed agreement may be performed by Anchor Resolve or by negotiation partners engaged and supervised by Anchor Resolve. Anchor Resolve remains responsible to you under that agreement. A client relationship exists only when you and we have signed your program documents. Until then, we have no obligation to act on your behalf, and you should not assume that any deadline, draft, or creditor issue is being handled.
3. No guaranteed outcomes
Renegotiating, restructuring, or resolving merchant cash advance balances depends on facts we do not control, including each funder’s willingness to negotiate. Nothing requires a funder to agree to modified terms or a reduced payoff. We do not guarantee any particular result, and nothing on the Site should be read as a promise of savings, timelines, payment amounts, or outcomes. Results vary.
Debt relief carries real risks. Enrolling in a debt relief program may affect your business credit and, where balances are personally guaranteed, your personal credit. It does not stop a funder from continuing collection, drafting under your contract, filing a UCC lien, or pursuing legal action while balances are being renegotiated. Forgiven or canceled debt may have tax consequences; consult a tax professional. We will discuss these tradeoffs with you honestly before you decide anything.
4. Fees
Anchor Resolve charges a fee for its services. Every fee is set out in the program documents you review and sign before any work begins. There is no separate fee agreement, and there is no fee that was not in the documents you signed. The consultation and the position review are free and commit you to nothing. If anyone asks you for money before you have read and signed those documents, stop and call us.
5. State availability
Debt relief and debt adjusting are regulated state by state. Some states require registration or licensure, some restrict who may provide these services, and some prohibit for-profit providers entirely. Most of those statutes are written around individuals and consumer debt, and our work is business debt owed by business entities, but the line is not the same in every state, and a personal guarantee can change the analysis. We offer our services only where we may lawfully provide them. During your consultation we will confirm whether we can work with a business in your state. Nothing on this website is an offer to provide services in any state where we may not lawfully do so, and we do not provide consumer debt relief, credit repair, or credit counseling.
6. Text messaging
If you opt in to receive text messages from us, your participation is also governed by our SMS Terms and Conditions, which describe the Anchor Resolve Account Updates program, the types of messages we send, message frequency, carrier charges, and how to opt out or get help. Message frequency varies. Message and data rates may apply. Reply STOP to cancel, reply HELP for help. Consent to receive text messages is not a condition of purchasing any goods or services.
7. Acceptable use
You agree not to misuse the Site, including by attempting to breach its security, scraping it at disruptive volume, submitting false information or someone else’s phone number or email address, uploading malicious code, or using the Site for any unlawful purpose. You agree to provide accurate contact information and to use only a phone number you are authorized to use when opting in to text messages.
8. Intellectual property
The Site’s content, design, logos, and text belong to Anchor Resolve or its licensors and are protected by law. You may read, link to, and share our content with attribution. You may not republish substantial portions commercially without our written permission.
9. Third-party links
The Site may link to third-party websites, including government and industry resources. We do not control them and are not responsible for their content or their privacy practices. A link is not an endorsement, and no third party endorses us.
10. Disclaimer of warranties
The Site is provided “as is” and “as available” without warranties of any kind, express or implied, including accuracy, completeness, fitness for a particular purpose, and non-infringement. We work to keep information current, but laws and industry practices change, and we do not warrant that any page is error-free.
11. Limitation of liability
To the fullest extent permitted by law, Anchor Resolve will not be liable for indirect, incidental, consequential, special, or punitive damages arising from your use of the Site, and our total liability for any claim relating to the Site will not exceed one hundred dollars ($100). Some jurisdictions do not allow certain limitations, so parts of this section may not apply to you. This section applies to the Site only; any liability relating to our services is governed by your written service agreement.
12. Indemnification
You agree to indemnify Anchor Resolve against claims arising from your misuse of the Site or your violation of these Terms.
13. Governing law
These Terms are governed by the laws of the State of Florida, without regard to conflict-of-law rules. Any dispute relating to the Site will be brought in the state or federal courts located in Miami-Dade County, Florida.
14. Changes
We may update these Terms by posting a revised version with a new effective date. Your continued use of the Site after changes take effect constitutes acceptance.
15. Contact
Questions about these Terms:
Anchor Resolve
1031 Ives Dairy Rd, Suite 222, Miami, FL 33179
Phone: (561) 397-9829
Email: hello@anchorresolve.com
See also our Privacy Policy, SMS Terms, and Disclosures.