1
The person who answers
First callTakes the first conversation by phone or text. Listens, asks questions, does not pitch, and tells you honestly whether we think we can help or where you should go instead.
Every term in writing, for owners across the United States.
Anchor Resolve is a merchant cash advance debt relief firm that enrolls small business owners across the United States in a restructuring program, in which a dedicated negotiation team works with their funders on their behalf to replace daily and weekly withdrawals with one manageable payment. No invented history, no borrowed badges: what we do, what we refuse to do, and how we get paid, on one page, so you can hold us to every line.
Key points
- Anchor Resolve LLC is a merchant cash advance debt relief firm with an office in Miami, Florida.
- The firm reviews every advance a business holds before any agreement is signed.
- A servicing partner’s negotiation team works with each funder; Anchor Resolve does not negotiate with funders itself.
- The program fee is set out in your program agreement, and you do not pay Anchor Resolve separately.
- Anchor Resolve is not a law firm and refers legal questions to a licensed attorney.
What is Anchor Resolve?
Anchor Resolve LLC, referred to as Anchor Resolve throughout this site, is a merchant cash advance (MCA) debt relief firm in Miami, Florida, and it works with small business owners across the United States. It was founded by an operator who ran the sales floor and built the systems at a South Florida MCA relief firm, and it is not a law firm. When a business has taken on one or more MCAs and the daily or weekly withdrawals are more than its deposits can carry, Anchor Resolve reviews every advance and enrolls the owner in a restructuring program, in which a dedicated negotiation team works with the funders on the client's behalf to renegotiate each balance and payment schedule, in writing, so the withdrawals can be replaced with one manageable payment. Anchor Resolve also explains what UCC liens, frozen bank accounts, and default mean, and it sends legal questions to a licensed attorney. It does not itself negotiate with funders, lend money, broker or refinance advances, give legal advice, or promise any result. The first conversation and the review of your positions are free, the program fee is set out in your program agreement, and you do not pay Anchor Resolve separately. You can reach the team at (561) 397-9829 or hello@anchorresolve.com.
Anchor Resolve does not negotiate with funders, does not hold client funds, and is not a law firm.
The MCA world has a double trust problem.
$1.065 billion
The judgment the New York Attorney General secured against one MCA funder and related entities over advances alleged to be disguised, usurious loans, affecting more than 18,000 small businesses.
Source: New York Attorney General press release, 2025; Courthouse News Service, December 2024
Hold us to what is written. Every term and the program fee are set out in the program agreement you review before you sign, and every commitment below is one you can test. That is why this page is a list of standards rather than a story.
The first layer of the problem is the product. A merchant cash advance is repaid by a fixed withdrawal that lands daily or weekly, and when the first one strains the account a broker calls with a second. Reverse consolidation providers report typical clients carrying three to seven active advances at once by the time they look for help.
Source: data from a company that sells reverse consolidations, reported by Barchart, January 2025.The second layer is quieter and, to us, worse: the firms that call themselves the way out. Better Business Bureau complaint records document clients of some MCA debt relief firms who were told to stop paying their funders, paid tens of thousands of dollars in fees and deposits, and later found that no payment had been made to any lender on their behalf.
Source: Better Business Bureau complaint records for MCA debt relief firms, 2025 to 2026.Anchor Resolve exists because both layers earned your distrust. We started this firm to be the one we could not find when we studied this industry: fees in plain writing before you enroll, risk explained before strategy, program money in a dedicated program account that Anchor Resolve never holds or handles, and plain answers to plain questions, including the ones that cost us business.
Nothing here is dressed up with invented client counts or a borrowed number of years. What we publish is standards, so they are listed below, and we invite you to hold us to every line.
One job, stated narrowly on purpose.
What we do
- Review every position you hold.
Every advance, renewal, daily draft, lien, and reconciliation clause, set against what the business actually deposits. Free, in plain English, yours to keep.
- Enroll you in a restructuring program.
A dedicated negotiation team renegotiates balances and schedules with your funders on your behalf, under a written agreement you approved, toward terms your deposits can carry. Nothing requires a funder to agree, and results vary.
- Tell you when someone else is the right door.
A bank, a licensed attorney in your state, a bankruptcy court, or your own contract’s reconciliation clause. We say so on the first call.
- Teach what the industry prefers you not know.
Factor rates, stacking, UCC liens, confessions of judgment, and what default actually looks like, every statistic sourced. The library is free.
What we never do
We never fund, broker, or refinance.
We do not lend money, arrange new advances, sell reverse consolidations, or earn anything from any lender. If new capital is what you need, we say so and step aside.
We are not a law firm.
We do not provide legal advice or representation. A lawsuit, a judgment, or a frozen account is a matter for a licensed attorney in your state, and we will tell you so. A lien or a judgment does not put your business outside what we do; your dedicated negotiation team can work your positions alongside that attorney.
We never promise an outcome.
No reduction percentage, no timeline, no success rate, because no firm should quote yours before reading your contracts.
We are not a government program.
We are a private firm, not affiliated with, endorsed by, or acting for any federal, state, or local agency. There is no government MCA relief program that we administer.
What we hold to, every time.
Nobody can honestly commit to what a funder will do. We can commit to what we will do, and these are the four lines. Each one comes with a test, so you can catch us if we ever break it.
-
We never cold call, and we never attach a deadline.
If we are talking, it is because you reached out first. The phones that sold you the advances are not ours. Real urgency belongs to your situation, never to our sales process; if a real clock exists, we name it and say whose it is.
The testIf someone calls claiming to be us and you never reached out, hang up. If you hear a countdown, it is not ours.
-
The program fee is set out in your program agreement.
The consultation and the position review are free. The program fee is set out in your program agreement. Anchor Resolve is compensated by the servicing partner from that fee. You do not pay Anchor Resolve separately.
The testIf anyone asks you for money before you have read and signed your program agreement, stop and call us on the number in the footer.
-
We never tell you to stop paying without explaining the legal risk.
Default, frozen accounts, and lawsuits are real. You hear that from us first, in plain words, before any decision.
The testIf you hear “just stop paying” with no explanation of default, freezes, and lawsuits, that is a red flag, from us or anyone.
-
Your information stays yours.
Nothing you share is passed to lenders or brokers, and nothing is sold. If you become a client, a dedicated negotiation team receives only what the work requires, under contract and under confidentiality. A dedicated program account is set up for you and managed by an independent payment processor. Anchor Resolve never holds or handles your funds.
The testAsk who holds the money. If the answer is the firm itself, walk away, from us or anyone.
A real office, a real phone number, real people.
One office, one phone number, and people who answer it.
Anchor Resolve works with business owners across the United States. Most of the process happens by phone, text, and email, which suits an owner running a restaurant or a trucking yard who cannot take an afternoon off. A daily or weekly draft reads the same in every state, and most MCA contracts already name an out-of-state forum, so distance from a funder is normal in this market. When sitting across a desk would help, you are welcome at the office.
Our services are offered only where we may lawfully provide them; during your first call we confirm whether we can work with a business in your state. The full note is in our Disclosures.
Where to find usExhibit A
OfficeMiami, Florida (full address)
Phone(561) 397-9829
Text(561) 397-9829
In personby appointment
The office address is published so the firm can be verified, not as a service area. Anchor Resolve works with owners across the United States. See MCA debt relief in Miami and South Florida and client reviews.
Plainly: here is how Anchor Resolve is paid.
That is the business. A firm that obscures this, or buries it in a plan, is showing you a red flag, so here is ours in the open.
The consultation and the position review are free.
A real conversation, then a full map of your position, before enrollment is ever discussed. Both cost nothing and commit you to nothing.
The program fee is in your program agreement.
The program fee is set out in your program agreement. Anchor Resolve is compensated by the servicing partner from that fee. You do not pay Anchor Resolve separately. The consultation and the position review are free and commit you to nothing. If anyone asks you for money before you have read and signed your program agreement, stop and call us.
Demand this from everyone, including us.
Business debt relief is less regulated than consumer debt relief. That is exactly why you should require fee clarity in writing from any firm in this industry before you engage one.
The rules behind every number we publish.
Our guides and articles are written for a business owner reading on a phone at night, and reviewed by the Anchor Resolve editorial team, and they are meant to be checkable. These standards apply to every page on this site, and every article links back here so you can see what it was held to.
- Every statistic carries its named source and year, in the same breath.
No source, no statistic. Ranges stay ranges; we never convert a reported range into a single number or round one up.
- Industry outcome figures are never presented as ours.
When a published guide reports what other firms’ clients paid or saved, it is attributed to that source and paired with the plain fact that results vary and no outcome is guaranteed.
- No testimonials, ratings, or case studies.
Anything of that kind published here will be consented, verifiable, and presented with honest context about what is typical. Never AI-written, never composite, never a stock photo.
- Legal concepts are explained; legal questions are routed.
We describe what a UCC-1 filing or a confession of judgment is. What you should do about yours is a question for a licensed attorney in your state, and every article says so.
- Plain English, dated, and revised in the open.
Every guide shows when it was published and updated. When laws or industry practices change, the page changes, and the date moves with it.
- Corrections are made on the page, not buried.
If you find anything on this site that you believe is wrong or out of date, we genuinely want to know: hello@anchorresolve.com. The full rules are on the editorial standards page.
What each role does.
Three roles, and what each one does for you. We will never put a stock photo or an invented name on this page.
2
The reviewer
Position reviewMaps every position from your contracts and bank statements: balances, drafts, renewals, liens, reconciliation clauses, and what your deposits can carry. Writes the review you keep.
3
The negotiation team
EngagementA dedicated team that works with your funders on your behalf once your program documents are signed: hardship documentation, proposals, and written agreements, plus the truth about how each conversation is going. Anchor Resolve itself does not negotiate with funders. Your point of contact is Anchor Resolve.
None of these roles is an attorney, and Anchor Resolve is not a law firm. When your case needs one, we say so and encourage you to speak with a licensed attorney in your state.
Last reviewed:
Check us against the standards on this page.
Ask how the program fee is set, who the servicing partner is, and what we will not do for your file. You get the answers in writing.
Free consultation. Fees explained in writing before any agreement.
Keeping your business afloat starts with one call.
Want to see the process before you call? Every step, in writing.